{"id":967,"date":"2024-04-22T15:27:17","date_gmt":"2024-04-22T15:27:17","guid":{"rendered":"https:\/\/wynchar.com\/c24\/?p=967"},"modified":"2024-04-22T15:27:17","modified_gmt":"2024-04-22T15:27:17","slug":"paying-the-piper","status":"publish","type":"post","link":"https:\/\/wynchar.com\/c24\/2024\/04\/22\/paying-the-piper\/","title":{"rendered":"Paying the piper"},"content":{"rendered":"\n<p>They used to say about the Camino that \u201ccash is king\u201d because few places took <em>tarjetas<\/em>. But the pandemic and technology changed that. Touchless was in. We had about \u20ac280 in cash from our last trip and now, after two weeks, that is getting low. The exchange rate, which becomes relevant later, in the rant part, is about $1.07 per euro.<\/p>\n\n\n\n<p>We pay for just about everything with Apple Pay. It is very convenient and we have an easy way to look at a record of everything we spend. Our pizza dinner was one of the few meals that required cash.<\/p>\n\n\n\n<p>Anyway, time to get more cash. We chose a bank ATM that doesn\u2019t charge a fee. After you ask for an amount, in our case \u20ac300, they ask if you want them to convert it or have your home bank do it. I have blogged about this before also, always have your bank do it. They offered a rate of 0.8455 euros per dollar. Actually it has four more decimal places, presumably to give you some feeling of exactitude. A quick calculation revealed how bad this was. They wanted $354 for \u20ac300. I tapped the button for no conversion. Then they did something I had not seen before. They asked again, saying are you sure you don\u2019t want us to convert it for you. You can count on our rate but you don\u2019t know what kind of rate you bank might give you. I declined again. We got the cash and the email from the bank in about three seconds. They charged us $320 for \u20ac300, a little better than the rate of $1.07 that google said of the going rate. That was the highest markup I have seen on any cash machine.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>They used to say about the Camino that \u201ccash is king\u201d because few places took tarjetas. But the pandemic and technology changed that. Touchless was in. We had about \u20ac280 in cash from our last trip and now, after two weeks, that is getting low. The exchange rate, which becomes relevant later, in the rant &hellip; <a href=\"https:\/\/wynchar.com\/c24\/2024\/04\/22\/paying-the-piper\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Paying the piper&#8221;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-967","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/posts\/967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/comments?post=967"}],"version-history":[{"count":3,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/posts\/967\/revisions"}],"predecessor-version":[{"id":982,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/posts\/967\/revisions\/982"}],"wp:attachment":[{"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/media?parent=967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/categories?post=967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wynchar.com\/c24\/wp-json\/wp\/v2\/tags?post=967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}